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Life and Disability Insurance: Underwriting Characteristics

Two professors from The American College, Kevin M. Lynch, ChFC®, CLU®, RHU®, REBC®, CASL®, CAP®, LUTCF, CFP®, and Glenn E. Stevick, Jr., ChFC®, CLU®, LUTCF, examine the underwriting characteristics unique to both life insurance and disability insurance.

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Tom Virkler, Director of CPS Advanced Markets discusses why there is no need for a loss in a life policy.

Jim Ivers III, ChFC®, Professor of Taxation, discusses planning strategies to help reduce the impact of upcoming tax increases.

Tom Virkler, Director of CPS Advanced Markets explains the circumstances for unrealized losses in a life policy.

Jim Ivers III, ChFC®, Professor of Taxation, breaks down the change to the Medicare contribution tax taking place in 2013.

Adjunct Professor of Insurance Tom O'Hare discusses the impact of reform on abortion and illegal immigration.

Professor Jim Ivers discusses the increase in FICA taxes, specifically the hospital insurance tax, taking place in 2013.

Christopher Herrmann, CLU®, discusses how to approach a preferred group of disability insurance prospects.

Tom O'Hare, Adjunct Professor of Insurance at The American College discusses the cost of healthcare reform.

Christopher Herrmann, CLU® discusses the reasons why people’s applications for disability insurance coverage are declined.

Tom O'Hare, Adjunct Professor of Insurance at The American College discusses the new health insurance coverage requirements.