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Unethical Practices and Variable Annuity Death Benefits

The ethics of recruiting terminally ill individuals as part of a scheme to use variable annuity death benefits as a stock market hedge are discussed by Ronald F. Duska, Ph.D., holder of the Charles Lamont Post Chair of Ethics and the Professions and Professor of Ethics at The American College and Kirk S. Okumura, ChFC®, Author/Editor - LUTC Program and Adjunct Professor of Financial Planning at The American College.

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Kirk Okumura, ChFC® and Dr. Ron Duska discuss the ethics of recruiting the terminally ill as part of a scheme to use variable annuity death benefits as a stock market hedge.